Product Architecture
Available Financing Categories
Four categories, lettered A through D. Each is structured around collateral, documented repayment, and counsel-reviewed mechanics.
Private-to-Public Company Financing
Financing for private companies pursuing a path to become publicly traded or publicly reporting.
- Reverse mergers
- Direct public offerings
- Form 10 registration
Public-Company Equity, Bridge & Convertible Debt
Flexible capital for public companies across growth, transition, and balance-sheet needs.
- Public-company bridge financing
- Working capital
- Acquisition bridge
Shareholder Stock-Secured Loans
Stock-secured liquidity for founders, officers, directors, and major shareholders, subject to review.
- Founders and officers
- Directors and major shareholders
- Other holders seeking liquidity, subject to review
Special-Situation Financing
Negotiated structures for time-sensitive or complex opportunities where conventional lenders may not move quickly.
- Going-public transaction costs
- Delayed receivables and settlements
- Pending uplistings and acquisitions
Indicative Financing Parameters
| Parameter | Indicative Range |
|---|---|
| Facility size | $100,000 – $500,000 initially |
| Term | 6 – 12 months |
| Pricing | Risk-adjusted, set case by case |
| Collateral | A/R, stock pledges, UCC liens, guaranties, control agreements |
| Conversion rights | Considered only after securities-counsel review |
All transactions remain subject to diligence, credit or investment approval, legal review, collateral review, and closing conditions.
Which One Applies
Most people arrive knowing their situation rather than our category letters. Find the row that sounds like yours.
| If this is your situation | Start here |
|---|---|
| We are merging into a shell and the audit and counsel bills land before closing | Reverse merger financing |
| We are filing a Form 10 or running a direct public offering | Form 10 and DPO financing |
| We are moving from OTC to a national exchange and need the balance sheet to hold up | Exchange uplisting financing |
| An acquisition has a closing date and our permanent financing does not | Acquisition bridge |
| Revenue is contracted but the cash is months behind it | Receivables financing |
| A defined obligation is blocking a raise, an uplisting, or an acquisition | Balance-sheet and settlement financing |
| I am a founder, officer, or major shareholder who needs liquidity without selling | Shareholder stock-secured loans |
| None of the above, and a conventional lender has no framework for it | Special-situation financing |
Unsure which row is yours? The vocabulary is defined in the glossary, and describing the situation in a line is always faster than guessing.
Every Transaction Page
The categories describe the kind of capital. These describe what the borrower is actually doing, which is usually the faster way in.
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Not Sure Which Category Fits?
Describe the situation in a line. We will tell you which structure it looks like, or that it is not one of ours.
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Model a Scenario, Then Request Review
Use the Structured Capital Calculator to model an indicative scenario, or send your transaction directly for preliminary review.